Private disability insurance is lit by an private provisions against the loss of labour is important for everyone – whether employed or self-employed. Even if the thought of illness or accident like displaced is the current job this can no longer be executed, is often at stake so far built up living standards. About every 3 up 4 persons is berufsunfahig before the start of the regular pension. For this reason, it is to provide already in times of the youth and to locate an exact contract. Learn more at: Carl Jung. With increasing age and increasing risk to health, it is often harder and more expensive.
Only a small part of the professionally active people have a private protection against the loss of labour. A look at the amount of public interest shows such is indispensable. A man of the State, and this gets only 600 EUR in the average gross. Still tax and social security taken away little to life remains left. By means of the Agenda 2010 was on January 1, 2001 the State protection from the inability to practice the profession of substituted by the so-called retirement due to disability. Alone who has come before the 1.1.1961 to the world, is now about the legal interest protected. Who is younger, remains the only the completion of a private labour provision. The workings behind this pension insurance is quickly shown.
The insured person acquires the claim to receive a monthly pension, if he can no longer perform his job through its premiums. Usually, the agreed sum is thus paid for the case that the ability of a work to pursue because of illness, accident or Krafteverfall only amounts to 50 percent or less. A current analysis of the rating agency Morgan & Morgan has now shown that the amount of the BU power cases has increased in the last five years by nearly 25 percent. The trigger for this negative tendency is the noticeable increase in cases of mental illness. Due to the increasing pressure the term falls in this context also often burn out of society. Thus, the previously dominant reason of disability, disease of the skeletal and musculoskeletal system, was replaced. In any case it is advisable an objective disability insurance to make comparison on the Web, together with specialists to determine the personally suitable tariff.