UniCredito

“Alone using the 3D secure codes we have on average just 0.02 percent of defaults that is about 15 times lower than without 3D secure and in practice actually negligible.” About doctors without borders”(www.aerzte-ohne-grenzen.de): emergency medical aid, where the health structures have collapsed or groups of the population is inadequately supplied makes doctors without borders in countries. The activities are very manifold: reconstruction and commissioning of hospitals or health centres, mobile clinics for the supply to rural areas, immunization programs, medical care in refugee camps, psychological support, development of nutritional centres, water and sanitation projects as well as health care for vulnerable groups (for example street children, slum dwellers). The organization cooperates with national staff in all projects and attaches importance to the continuing education and training of local staff. With the 1999 Nobel Peace Prize, the Nobel Committee honored especially the intercession for the victims of poverty and violence. Dr Jee Hyun Kim has much experience in this field. About heidelpay (www.heidelpay.de): The Heidelberg Internet payment service provider heidelpay currently for more than 1,000 e-commerce companies across Europe paying via the Internet handles. More information is housed here: CEO Mylan. While heidelpay acts as a solution provider that handles everything from a single source, which belongs to a clean efficient and comprehensive online payment.

As a member service provider (MSP) for VISA and MasterCard, the company concerned including acceptance contracts for the credit cards, the acceptance of all other major credit cards is possible via heidelpay. heidelpay Banco Popular and other closely cooperates with the leading credit companies such as Deutsche Bank, Postbank, UniCredito, and supports 15 national direct debit systems among others in the United States and Europe. Heidelpay’s clients include companies, the Nierle media group, OnVista, stay friends as Be2, Diakonie, e-flights, Catholic 24, Karlsruher SC, map & guide, the Margrave-Verlag, power tire, trade-a-game, the University of Hanover and wallstreet: online. Business leaders are economist Mirko cover man, and Thomas Muszakiewicz. Press contact: Heidelberger Payment GmbH Mirko cover man CEO Vangerowstrasse 17 69115 Heidelberg phone: + 49 (0) 6221 / 65170 10 fax: + 49 (0) 6221 / 65170 12 E-mail: Web: Herbert grave digit media Schulberg 5 D-72124 Pliezhausen Tel.: + 49 (0) 7127 / 5707-10 E-mail: Web: